显示标签为“Family insurance”的博文。显示所有博文
显示标签为“Family insurance”的博文。显示所有博文

2007年12月3日星期一

Family property insurance product summary

The family property insurance took the property insurance one kind, is develops in the fire insurance foundation comes.
The modern fire insurance system origins from England. On September 2, 1666, the English London imperial family bakery drying furnace heat, has initiated fire, the fire has continued five days, the London 80% has been approximately destroyed, more than 200,000 people homeless, property damage above 10 million pounds. Is precisely this especially big fire, makes the people profoundly to realize to the fire insurance importance. Second year dentist Nicolay Pakistan loose (Nicholas Barbon) individual sole ownership set up specially to insure the fire insurance the business office, as a result of service

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The development, in 1680 Pakistan loose pooled capital with other 3 people to gather capital 40,000 pounds, has set up the fire insurance company, charged the insurance premium according to the house rent and the textural classification, this method was the modern fire insurance differential rate origin, dentist Nicolay? Pakistan loose (Nicholas Barbon) is explained is "father of the modern insurance".
In 1710 invented the Charlie gentleman which the fire extinguisher was well-known The wave article (Charles Povey) establishes the London insurer insurance company (Company of London Insurers), latter changes name as the sun fire insurance company (Sun-Fire Office), starts to insure outside the real estate the movable property fire insurance, it was "the most ancient insurance company which in the world up to now still existed".
Along with the insurance industry development, the accumulation which the insurer experiences, the insurance contract content and the premium rate computation consummates day by day, has formed today this kind of safe responsibility complete, was suitable the demand to be widespread, has the synthesis safeguard the family property insurance safeguard system.

Safe responsibility

In the owner danger contract term of validity, we undertake thefollowing safe responsibility:First, the accident died the insurance moneyThe insured because suffers the accident injury, and occurs thedate from the accident in 180 days to die, we pay "the accidentaccording to the insurance to die the insurance money", to thisinsured safe responsibility termination.Second, accident disabled insurance moneyThe insured because suffers the accident injury, and occurs thedate from the accident in 180 days to create the owner danger contractto attach "the disabled degree with to pay the proportion table" or"three fever scalds with pays the proportion table" to arrange inorder one of disabled degrees, we arrange in order according to thetable in pay the proportion to ride the insurance to pay "the accidentdisabled insurance money". If treated still the conclusion, had thedate 180th day body situation according to the accident to carry onthe disabled appraisal, and according to the above paid the disabledinsurance money.The insured because the identical accident injury creates "thedisabled degree with to pay the proportion table" and "three feverscalds with pays the proportion table" to arrange in order above thedisabled degree two items, we pay sum of the each disabled insurancemoney. When the different disabled project belongs to the identicalhand or the identical foot, only pays disabled insurance money; If thedisabled project respective disabled rank is different time, pays amore serious project the disabled insurance money.This accident injury causes the disabled merge recently disabled mightthe collar more serious project disabled insurance money, paysaccording to the more serious project standard, front but recently haspaid the disabled insurance money (takes out insurance already troubleor because responsibility avoids item to be the result of "disableddegree with to pay proportion table" and "three fever scalds with paysdisability which proportion table" arranges in order to regard as haspaid disabled insurance money) to be supposed to give to deduct.The identical insured's accident died and the accident disabledinsurance money accumulation pays by this insured's insurance islimited to.Third, the traffic accident died or the disabled special insurancemoneyInsured rides passenger transportation mass transit toolperiod by the passenger status suffers the accident injury, and occursthe date from the accident in 180 days to die, we definite "theaccident died the insurance money" according to first section theamount to pay "the traffic accident to die the special insurancemoney".Insured rides passenger transportation mass transit tool period by thepassenger status suffers the accident injury, and occurs the date fromthe accident in 180 days to create the owner danger contract to attach"the disabled degree with to pay the proportion table" and "threefever scalds with pays the proportion table" arranges in order one ofdisabled degrees, we according to second section definite "theaccident disabled insurance money" the amount pay "the trafficaccident disabled special insurance money".Fourth, accident entire remnant auxiliary insurance moneyThe insured because suffers the accident injury, and occursthe date from the accident in 180 days to create the owner dangercontract to attach "the disabled degree with to pay the proportiontable" to arrange in order disabled degree one of first levels, we getup from the appraisal confirmation date, defers to the insurance 0.2%to pay every day 365 day "the accident entire remnant auxiliaryinsurance money". The insured is receiving the accident entire remnant period died, this insurance money pays the responsibilitytermination.

Health happy family insurance plan

Case: The male master 30 years old, in some development facility work, frequently stay up late to do the research. The hostess 28 years old, some hospital doctor, about the family yearly income 60,000 Yuan, saves are not many, temporarily does not have the children.After the contact, had discovered the customer demand, had found the customer purchase spot. Thereupon acted appropriately to the situation for the male master has designed below the plan.The danger plants the combination: Healthy Le Zenge the lifelong 100,020 years gives for 4,400 Yuan/yearsThe regular life insurance A section 100,030 years give for 420 Yuan/yearsIs for hospitalized the medical subsidy 1 year to give 100 YuanYou talk about because the body not to be good, feared the future disease will be encumbered or comes across the accident, worried the family finance will fall into the difficult position, nobody attendance family. Regarding this we measured the body for you to make to order the insurance safeguard plan, it might provide for yours safeguard safeguards the gold. The disease died or Gao Can: In a year pays 24,980 Yuan; After a year pays 200,000 Yuan. The accident died or Gao Can: Pays 200,000 Yuan.You talked about the new medical safeguard system, is hospitalized the allowance relatively to reduce, worried is hospitalized can give the family finance to bring not the good influence, according to this situation, for has planned the suitable medical safeguard, it is the society plans medical the best supplement. Is hospitalized the allowance every day 50 Yuan, is longest may provide 180 day, total 9,000 Yuan.The adult three big causes of death are the cancer, the heart disease, the encephalorrhagia, between 55 - 65 years old in the cause of death first is the cancer, after you saw very wants to take out insurance the big sickness danger, I specially designed for you increased the volume year by year the safeguard, it safeguarded is..... 1 in the year at the beginning of trouble big sickness pays 14,400 Yuan. After a year at the beginning of trouble big sickness paid 100,000 Yuan + years dividends + end dividend, the dividend increased progressively year by year along with the year, you will be able to obtain 10 times of and even several dozens time of high quotas safeguards.

Why takes out insurance the life insurance

In the multitudinous safe variety, the life insurance became inrecent years popularly. Each insurance company for adapts this newsituation, promotes the new person, the person life insurance inabundance plants, in the past insurance most only several ten thousandYuan, now in order to satisfy the people to the high risk safeguarddemand, the market promoted the insured value to reach as high asabove 500,000 Yuan, even 1 million Yuan new dangers planted, thus had诱惑力.The life insurance comes into demand first is under the new situationthe social security need. Planned economy age, the people all are theend secured job, retired the unit monthly to give the retirementpension, until died, may not say the extra worries. Nowadays thesecured job is gradually broken; Even if in the state-operated unitretirement, the retirement pension very is also difficult to guaranteeon time the full amount provides. The country is establishing thesocial security system, but is impossible to reach one's goalinstantly, or early for oneself planned is the best plan.Next, also is the health and the infirmary must. The traditionalpublic health services malpractice has become people's mutualrecognition, sooner or later must reform, in fact now already wasnominal, in many manpower accumulated on hundred over a thousand Yuanreceipts to be unable to reimburse, each month couldreimburse 100 Yuan medical expenses to the staff the units to make onenot envy already, in case previous needed the factor thousand Yuan,the up to ten thousand Yuan diseases, simply was cannot findway out. Spends the large amount big sickness in particular, owncannot put out, the unit does not report, its outlet only has looksfor the insurance.Finally, the people gradually understood. Takes out insurance on theone hand is one kind of expense, more importantly its investmentsignificance, usually turns in a change, how many year later will beallowed to draw money in every month or to obtain a sum of greatmoney. Some people said that, in the our country true significancelong-term investment, only has the real estate, the stock market andthe life insurance these three kinds. Compares, stipulated accordingto the People's Bank of China, the life insurance interest rate levelmust 7% -9% (present life insurance market be many in the yearcompound interest about 8.5%), therefore the life insurance is onekind quite safe, the safe long-term investment way.

The child insurance escorts the escort for the baby

Insures for the treasure in, is the present many mothers'urgent matters. But, looks the clue numerous and diverse safedocument, listened to clerk's incessant explanation, the sensibleperson also to give does muddled.

Lets us invite a mother - XX, is walking with her, how has a look herbuys the insurance for the treasure.

XX first accessed the net searched one "the insurance company", wantedto make a general understanding, which insurance company had? Whichchildren danger has to plant? Looked at the half of the day, fell inpile of specialized terms, the terminology, or let the expert speakthe child insurance the survey -

As for young father and mother that, little darling's arrivalhas brought the inexhaustible joy for entire family, butsimultaneously also brought the very tremendous pressure, baby'shealth, the education and so on many questions followed on somebody'sheels. "On has old, gets down has small", meanwhile possibly facesbuys aspect the and so on room, charge disbursement, deals with thisaspects the pressure frequently to appear has too many problems totackle. In this kind of situation, purchases some appropriateinsurances for the little darling, lets these insurances escort theescort to the baby, safeguards him joyfully healthily to grow, whenfalling ill can obtain a better treatment and the safeguard, whenreceives educates may enjoy to the corresponding education insurancemoney, lets this family safely happily vanguard, causes you truly tofeel the manner parents' joy.

The safe information - baby insures knows how many

Is born this moment from the baby, father and mother will beallowed to prepare for theirs future, said regarding the majorityperson, the insurance has become one main method, will provide for arainy day. Various insurance company also designed has been richlycolorful meets the different stage child's needs in view of children'ssafe project, moreover at present insures in the market the majorityof dangers to plant to insured's age lowly limits in 0 years old(generally needs to be born full 1 month-long baby), was allowed tosay has relieved guardian's extra worries from the basis. Looked fromthe present our country safe market that, approximately may divideinto three big kinds: The life insurance, the health insurance and theaccident accident insurance, in these kind of insurances all hasspecially aims at the child to design -

1. Health insurance
The baby protects oneself in the babies and infants time torealize badly, the physique also can weakly to the big some children,need father and mother the meticulous concern and the sufficientsafeguard, the health insurance may effectively alleviate father andmother's extra worries in this aspect, 11,000 children unfortunatelycatch an illness, may obtain insurance money, on the one hand mayreduce the family the economical burden, on the other hand may causethe child to enjoy to the better medical service, restores the healthas soon as possible, simultaneously rebrings joyful and is happy. Verymany investigations all demonstrated present father and motherespecially pay attention to baby's health insurance.

2. Life insurance
Baby's education to father and mother said is a very importantinvestment, therefore in the safe market "the children educationmarriage reserve fund is safe" is a comparison the danger whichwelcome is planted, this kind of insurance mainly aims at baby'seducation and gets married and begins a career sets up, so long aspays the corresponding insurance premium, may guarantee grows thedifferent stage in the baby to receive the primary education gold, thesecondary education gold, the college education gold and the marriageeducates the gold. At present father and mother spend in the baby toeducate on the expense unceasingly to rise, have selectively purchasethis kind of danger to plant may reduce the economical pressure in thecertain degree.

Insures the market in the children, but also some kind of veryimportant danger plants - is satisfactory to both sides the insurance,in takes out insurance in the time, if the insured occursunfortunately died, may obtain the corresponding death insurancemoney, if the insured survives to the insurance expires, may obtainthe corresponding survival insurance money, therefore is called issatisfactory to both sides the insurance.
Moreover, our common old-age insurance and the insurance for life allare a life insurance, also may take out insurance in the childrenstage.

3. Accident accident insurance
The baby protects oneself in the babies and infants stage torealize quite badly, the basic total dependence to father and mother'sattendance and the protection, after takes out insurance this kind ofinsurance to be allowed to cause the baby once to have the accidentinjury event to obtain the certain economy to compensate. Father andmother may use judgement for the baby to purchase this kind of dangerto plant, but purchases this kind of insurance certainly not to meanmay henceforth Don't worry baby's security problem, it only is has theaccident after the baby, may obtain the certain economicalcompensation.

At present, each big insurance company all specially aimed at thechild to design many provisions: Has the country long-lived childrenperson with outstanding ability which the Chinese life insurancecompany promotes to insure, the country long-lived children issatisfactory to both sides the insurance, the tranquillity star ofcentury is satisfactory to both sides the insurance, the ally goldencolor time passage is satisfactory to both sides the insurance, thesafe century star light children are satisfactory to both sides theinsurance, peaceful bright future children insurance and so on. Theseinsurances all have own characteristic and the emphasis point, fatherand mother may and need to choose the most suitable insuranceaccording to own economic capacity. The concrete content may landvarious insurance company website perhaps makes the customer servicephone call to carry on the inquiry, seeks suits oneself baby's dangerto plant.

Mother manner - child insurance on-line investigation

"Mother Treasure" the magazine and Sina kiss the child centerunion hold "the child insurance investigation" the resultdemonstration -
1. The majority mother knows something about to the childinsurance, mostly is through insures the agent to understand;
2. Some 93% participation investigation mother already purchased orthe plan buys the insurance to the baby, obviously the mothers allalready realized to the safe vital function;
Middle, plants in the main danger, the mothers mostly favour to thehealthy danger, gives baby's health growth more than 1 guarantees isthe mother strongest wish after all.

The low income family manages finances three big magic weapons

In the real life, some income not high families as soon asmention manage finances, thought it is one kind of luxury goods, theymostly thought the oneself meager income, does not have " Wealth" May manage. Has never realized, manages finances is the matterwhich is bound by a common cause with the life, so long as is good atgrasping " Three magic weapons " The low income family alsohas possibility " A little at a time mounts up " Achieves" Financial free " Boundary.Magic weapon one: Positively contributes money" The income are few, expends actually many " ------This is a question which the present majority low income family faces.Must gain the family " First barrel golden " First mustreduce the fixed charge, namely immediate expends through the reducedfamily accumulates surplus, then carries on the investment with thesesurplus properties. The low income family may list family each monthof each disbursement a detailed detailed list, carefully analyzes itemby item. In does not affect the life under the premise to reduce thewaste, reduces project the as far as possible and so on shopping,entertainment expense disbursement, guarantees each month to be ablethe surplus part of money.Take the housing as the example, said regarding the low income family,the setting at industry most important principle is " Decidesexpenditures on the basis of income " Take lives in contentmentas the standard, prohibited corrupt greatly strives for luxuriously,reduces 购房the funds total amount as far as possible. May considerfirst buys set of area quite to be small, price relatively cheap二手房, from now on through replacement, " To slightly tradesbig " " To old exchanges " Can directly purchase newbuilding to be more relaxed than some.Magic weapon two: Friendly buys the insuranceSerious illness is hospitalized, frequently is several tenthousand Yuan and even several ten thousand Yuan. A big sickness, maylet the family lose everything is even heavily in debt. Therefore, lowincome family in managing finances time needs to consider whetherpurchases insures sharpens the family risk guard ability, shift risk,thus achieved gets rid of the difficult position the goal.Suggested the low income family chooses the pure safeguard or thesafeguard product, by " Healthy medical service class " Theinsurance primarily, take the accidental danger as the assistance.Specially regarding these social medical service safeguard not highfamily, compared with the ideal insurance plan is the purchasesignificant disease healthy danger, the accident injury medicalservice danger and is hospitalized the expense medical service dangerset meal. If really did not plan spends buys the insurance, suggestedalso must buy the share accidental danger in any event, 11,000 has themisfortune, compensates pays also may alleviate some difficulties forthe family. Considered the low income household income very majorityof all uses in the daily life expenditure and child's educationdisbursement aspect, the safe disbursement take does not surpass thefamily gross income 10% as to be suitable, but insures the emphasispoint also should be an adult which acts the home economics prop role,but is not the child.Magic weapon three: Prudent investmentAs for the low income family that, the wage is often lower,cannot stand up to the big eclipse, therefore, before investment musthave the psychological preparation, first must understand investsappraisal which and repays, also is invests the repayment rate. Mustbasically understand the different investment way the operation, allinvestments way all can have the risk, only is the size, but saidregarding the low income family, the security should be mostimportant. Likes investing any, or thought invests any to be good,besides looked whether there is the investment object does invest thevalue, but also must look at own knowledge and the specialty. Onlyunifies own knowledge specialty investment, the risk can be under theactive control.Low income family each month must complete the paying-out plan,besides the normal expenditure, surplus partially will divide intocertain achievement family foundation fund, will carry on theessential investment to manage finances. At present stock, futuresmarket quotation all not too good, moreover risk bigger, the wagefamily risk bearing capacity is lower, may invest the Renminbi tomanage finances the product, the money market fund and the nationaldebt, like this both can enjoy the corresponding interest rate, andmay drop the Shuicheng river.

Family insurance plan

Very many families facing market in type many insurance, acritical moment 有头绪. This needs you to understand some safeknowledge, manage finances the plan to you to achieve the all-roundconsideration, the insurance investment speak the key point. Like thisonly then may obtain the purchase safe best income. Then, how thefamily does purchase suits own insurance?1st, the insurance goal is the investment or safeguards?At present, many insures the danger to plant concurrently has theinvestment and the safeguard two functions. Some insurance companiesare sparely no effort vigorously propagandize so-called "draw bonusthe insurance", lets the person be dazzled, not know how chooses. Saysregarding the family, the medical insurance, the accident injury, theold-age insurance are the danger which mainly takes out insuranceplants, also is the family cornerstone. Once appears the disease orthe accident, compensates the way and the amount which pays all cansupport the entire family the economy and the life. On the other hand,under a present bank interest lower reality, spends buys a not veryessential insurance, also cannot realize the so-called investmentvalue. The insurance main function or safeguards, the family choicehas the actual safeguard the insurance, suits the good way which thefamily manages finances. If did not consider in the life possiblyoccurs the crisis, blind "the investment" is not a risk which thefamily insurance may undertake.2nd, the insurance key point is the parents or the child?A family just composed, often the child has not been born, will haveinsures the salesman to visit positively recommends the danger toplant, lets you future quickly take out insurance for the child. Manyparents because the beloved son is cherished, has bought very manysafe. For instance: The child the important matter which studies, lifeand so on work, marriage grows all arranges appropriately, someguardians also cared for the aged the child have also wrapped, pitifulworld parents heart! But, a family stable is happy is the child healthgrowth key. Therefore, suggested will insure takes out insurance mayput with emphasis on the parents body. May choose, is the parentswhich side income higher, significant in the home economics power,then the family majority of insurances should give him (or her),designs various aspects for it the safeguard, guarantees the homeeconomics to be able the long-term maintenance certain standard. Thus,the family only then likes the harbor.3rd, the insurance pays attention to the host danger whether mayneglect the attachment danger?Many people buy the insurance, all compares the custom to put moreenergy on the host danger careful research, deliberates in every wayon. But possibly does not take or neglects the attachment danger, evenin order to "economizes" do not have to attach the danger. If thefamily makes the insurance plan under, may be first fixed wants anyhost danger, completes the insurance the overall design. After thehost danger determination, may choose and the host danger forms acomplete set or the appropriate attachment danger. Realizes theomni-directional family insurance safeguard like this as far aspossible. Some times, in the family latent crisis is many and varied.But attaches dangerous quite Yu Chaozhi the commodity, if isappropriate with the host danger combination, the family possiblyobtains the extremely high safety control, certain dangers also maycontinue to the insurance premium fully pay or the lifelong.Therefore, in family attachment danger choice time wants cautious key,attachment danger some times may quite several main dangers. Thefamily buys the insurance, might as well requests the agent in detailto introduce all attachments danger the charge, the safeguardsituation, take the customer danger the condition.4th, the insurance can get it over and done or this at the rightmoment adjusts?The composition family, may say is a life big significant transition.Had the family, you possibly can face are undertaking the loan to buythe room, the children foster education and so on the significanteconomical burden. Many people unmarried when also buys certainold-age insurances to attach the accidental danger, whether then mayget it over and done? Possibly like this is not good. First, just likeabove said, if took the family the cornerstone, the insurancenaturally needs to stress on him (she), supplements some insurances ismay; Second, if you already bought the room, but also was pressinguncovers 购房also to loan the period. That also must the manyattentions increase insurance. Family when difficulty, may have asafer safeguard. May buy some attachment accidental dangers for thefamily, the deadline may with also loan the time to be same,compensates pays the amount and loan money sum quite; Third, after thechild is born, the parents safeguard may mainly take out insuranceoneself, the source of income has been safe, the child can safelygrow. The parents also may adjust own as necessary partial insurances,for instance the increase accident injury and the accident diedcompensates pays the amount, after avoids the accident occurring,child's growth expenditure can because of change reduces.

Today you gave vent?

The survival pressure, various load, are heavily huge closely likes one covers rushes about on road we. In order to trade salary high some work, we work by torchlight promote oneself; Becomes outstanding for in office field energy, we endure humiliation furiously contend fiercely; In order to may the transferor person cross on has the quality the life, our heart always lives is not that relaxed... ... We are group of people which needs to obtain divulges. Between is depressed and pours out, we are not willing to let the person see the innermost feelings the heaviness, therefore rather chooses and the silence. The silence is a gold, sometimes also is cruelly harms to the innermost feelings one kind. Therefore, arises at the historic moment gives vent to the ball, gives vent, gives vent to the fruit, gives vent to the wall, gives vent to the game, gives vent gasifies the person and so on one all to flee, both may shun the world heartily releases the mood, and can not injury and be innocent. And what is more, the community sends out, each person respectively wraps an one-roomed, gives vent to extremely, why not? But also some people proposed questioned: These give vent the stage prop really can achieve gives vent goal? Our self-confidence and the courage really can make up the vitality after giving vent to embark again? Actually gives vent to the stage prop is the gas station or does for the occasion the thing -
Gives vent well is for lives well
Director Zhu 29 year old of editorial department
I window-shop area the Xiu water, accidentally discovered roadside the small merchants are selling one kind of novel small gadget. Peddles the commerce maliciously falls a quite stout and strong red pig in the cement on, after moment weak, it restored the original condition, really is mysterious pig which is individualistic! I suddenly like on this kind of young gadget. The small merchant said this calls "to give vent to the ball", now sells very much the fire, very many 领 all use to give vent to the ball to divulge melancholy and the pressure. Looked I happy do not control self pinch that only fat pig, the small merchant vigorously agitate me to buy, said very cheaply, only then two Yuan. An my tone bought the fat pig, had the thorn the sphere, the ugly face, the spider variant's head picture, tomato 5 gives vent to the ball, altogether only 10 Yuan. Said with small merchant's speech that, 10 Yuan can give vent to every day a good mood! Feeling or value.
Went home, hides in the room, but also quietly caged. Does not want to let the parents in discover oneself wraps to give vent to the ball, does not want to see their meaning look. Regarding already 29 year-old unmarried unmarried woman, I simply have become the old father maid biggest worry and the burden. Therefore, they unexpectedly carry me to register for me participate in the television station "the rose approximately" that kind of marriage seeker program. I have revealed a young face under two old pressures, henceforth harmed me to become in the circle the person to discuss the capital. Others also all thought I was cannot marry anxiously am insane, even if I had eight open mouth also do not talk clearly this matter. Simply henceforth sticks to one's own way of doing things, but hears to the old father maid's behind whisper, I or the heart saves feels ashamed, such big all has not been able old to let two after all be relieved. May marry? Marries for who? Marries or marries the life for the moral behavior which wants for one kind? Marries or marries for the love for a paper marriage contract? This all is a matter which the consideration considers again, where has wants to result in that easily! Previous generation helps one another in difficult time accompanies together to the old day, our this generation of person only can the pictures of cakes appease hunger. The old father maid did not understand that, I sometimes also do not talk clearly. This is the life remains for me together the difficult problem, is in a dilemma cannot untie.
At the enterprise pressure, compared to it life in difficult problem, only has the very difficult share son. We are may be called a social pressure biggest generation of person, the body place house price high, the vehicle rental fee high, the medical expense high "three are high" the time. In the past the government subsidy to farmers in drought or raining incidents, treated in a unit for a lifetime, went to work the retirement all is the country domestic, both had the pension and to have the big sickness medicine to guarantee, anything did not need excessively to worry. But our this generation of person has only is the youth and is on the run. The house, the vehicle as well as the future will care for the aged the self-preservation money, all will have own minute minute place toward to return makes. In writing this circle, has a homemade word to be called "the hand to stop the mouth to stop". Meaning obviously, pressure it can be imagined. Also only can stuffily in the heart, say with the parents that, only can the person add their worry. With the friend, the colleague say? Everybody so, shoulder the huge debt to resemble is oneself repays a debt, everybody does not want to become the others not good mood the recycling station. But we, also must frequently engage in introspection, do not have to become the modern age .
5 give vent to the ball, lets my pain and is joyful is consuming the night lonely time. It is quietly no matter what I organize, a while paralysis on the floor, a while lies prone on the wall falls down, a while is rubbed in my fingertip pinches the distortion. Gives vent to the ball very softly, the pliable elasticity actually very full, also restores the ability to be strong. In an instant, in the heart constrains, is resentful, the resentment, depressed along with gives vent to the ball that moment volatility, the volatility which ejects, is volatilized again! Until the mood is clear.
The afterwards day, regularly, I all can lock oneself in the room, lets give vent to the ball temporarily to remove in all sorts of lives and the work for me exhaustedly with constrains. Had gave vent the ball day, I discovered own bad mood shifted express, also did not have that many numerous trivial matters to be pent-up to the heart, every day could place oneself by the best condition to the duty field. The mood good natural facial expression is good, but outside glows by appearance which in, lets my turning head rate change increasingly high.
Testimony I grew maturely with give vent to the room
Wei Wei peaceful 26 year old of liberal professions
I am a professional person. Pursues freely always is my ideal life style. In order to be ideal, after I on have not exited the graduation look for the work. Does not want to receive the restraint which faces nine is late five perhaps works overtime. My idle tax in the home, on sometimes accesses the net or reads, or is window-shops, with the good friend telephone gruel, approximately several donkeys friends climbs a mountain the traveling. The parents only an my such daughter, I do not need to help out with family expenses, they said so long as I joyful were good. Like this crossed for a year, with in the university almost, dispels fatigue leisurely and carefree, felt all are the slow rhythms, has caressed the time like the cello. When the schoolmates dine together, but also all said especially envies me, went to work really is too weary too is tired. The second year, contacted again with the before good friend, gave birth day after day the mutual lack of understanding has pulled open between me and them the distance. They march into day after day the duty field , in the mouth already is not youth campus that set. Naturally the unnatural subcrust current dew comes out all is , raise in salary, changes job, goes abroad and so on the reality passes through, moreover in the speech the speech outside areas insinuated I too , too has idealized, moreover added I am "gnaw the old race". The common language friend very quickly becomes estranged the stranger.
In this year, the father suddenly died lets me and the mother is caught off guard. The fathers all have since always been in family's backbone, is our mind complete strut and the dependence. Looks a mother night of thin and pale senility, I knew oneself should support oneself. Has sent the resume, also has hit the small advertisement in the newspaper which responds to a call for recruits to seek employment, may not find suits own work. Specialized left uncultivated lets me become a useless person as if. 8,900 dollars low firewood posts let me feel is not resigned to. Falls all of a sudden into from princess's ideal life to the world of mortals common custom in, I simply want to cry but have no tears. Father's dying, not merely only I and in the mother mind the permanent pain, in the economy in straitened circumstances also let me understand day by day any called the true industry and thrift.
In 2006 the second half year, I on-line opened to specialize in selling the Tibet silver accesories the shop. After the shop is open for business, certainly has not imagined such bustling place. Not high clicking on rate lets my pressure be specially big. Puts out the mother to remain the infinite the old age pension to open the shop, I did not know how faces the mother. Movie "Pattern Time passage" the ending, liang dynasty great treats a tree hole to pour out the concern... ... I also want to look for a tree hole, heavily with constrains the heart in entirely pours out. Is in such extreme is despondent, I enter to give vent to - you to be allowed to wrap an one-roomed. In here, your any not good mood all may get rid through you way, throw off. You may scold, may burst into tears, loudly cry, to clamor, the hysteria... ... A four walls sound absorption one-roomed this moment only belongs to you, indulges for yours mood. I have gone to 23, collects fees is not very high. 1 hour 20 Yuan. After dissolute weeping bitterly, I discovered own mood were much better. The mother said I am a strong girl, beforehand has been more sensible than, also looked after the household. Actually I knew I should thank that to give vent, it has made my not good mood recycling station, was testimony I grew with the mature room.
After the Tibet silver shop has an income, I on-line opened to monopolize the pregnant woman and the baby thing shop. Is every day busy the delight. In Yu Xiali which idly gets down, I can lead the mother to exit take a walk, the hand pulls begins, to pass through in the city these variegated or the ancient street. Once, unexpectedly passed by that to give vent. The mother asked what my that is? I think that, said that is may let the mind peacefully get down, restarts on a journey place.
Gives vent to the stage prop really to be able the relief pressure?
Wooden 28 year old teacher
As a high second year class's teacher in charge, I and the students relations processes quite harmoniously. They have any fresh thing and have the creativity the program to be able to invite me to participation together. I am in students eye teacher, also is their friend and elder brother. They like calling I am "the mind pastor", I also like this nickname.
When one day quickly finishes class, in a class's male student looks like from the coat pulls out an any thing, falls toward the school desk on. I feel a surprise. The students tell me that to call to give vent to the ball! Was small gadget which one kind just drew a charge, was especially amusing. Was saying flap next many students pull out all kinds of from the school desk give vent to the ball: Egg, strawberry, orange, rubber ball, tomato... ... They said must demonstrate to me looked, a perfect tomato maliciously falls toward the place on, only listens to "pa", the tomato to fall pile of muds. But after several seconds, it had restored the original appearance. It is said, this kind lets the person relief pressure give vent to the ball nowadays to sell very much the fire. The price is inexpensive, 23 Yuan, has the market very much in the middle of the student.
After the class and other classes' teachers in charge have linked up, the original each class and grade plays gives vent to the ball students minority all not in. Therefore, I also specially held a class meeting, the subject am give vent to the ball really to be able to help our relief pressure? The majority of students approve give vent to ball this kind of stage prop (for example also to have give vent to fruit, give vent to wall, give vent to game, on-line give vent gasify person and so on), they thought gives vent to the ball to be allowed to fill a prescription the tense high school to study the life, is affable continuously is stretching every day nerve. In furiously throws down and breaks gives vent to the ball instantaneous, can realize to one kind of greatly quick dripping pleasant sensation. Does not have a pressure body to be light, thus can invest well into the study in. Little the partial schoolmates hold the opposition manner, thought gives vent to the ball if may replace the pressure which we undertakes, we also need assiduously to study every day for the result? Gives vent to the ball certainly not to be able to get up the enhancement academic record basic goal, we obtain each progress all is oneself exerts oneself the diligently result. But the pressure release is not through gives vent to stage prop this kind of way, but is through the innermost feelings adjustment . Excessively blindly believed in gives vent to the ball actually is only one kind of psychological process, if is gives vent to the ball to be able to give vent to our not good mood, was inferior to said it uses "gives vent" the shop to be born, we only are been fresh by it and "fall do not die" attract... ...
Is at this class meeting, I joyfully discovered the schoolmates have grown up, the treatment thing has own analysis judgement ability. Although a series of gave vent to the stage prop to go on the market on the surface to win the student market, but I will want continuously for a long time hence, its malpractice to be able gradually to appear, for example was disadvantageous to student's mind growth, could not guide the student correctly to regard between the study and the pressure two relations well, even also could encourage some kind of not good violence tendency multiplying.
The expert looks at the spot:
Gives vent solves the mood question only way
Xiao far psychology consultation teacher
Shui Manze overflows, the bad mood accumulates too much also needs to have an export, suppresses constantly only can create the harm to the healthy in mind and body. Constrains the passive mood for a long time to the health disadvantageous, because sad, the worry, is intense, mood and so on anxiety, anger can cause in vivo physiological activity change, produces the deleterious substance, finally causes each kind of disease, like gastric ulcer, heart disease, hypertension, headache and so on. The mood constrains to the psychologically healthy influence also is obvious, anxious, is despondent, psychological barrier and so on force all possibly occurs. The mood is not good, the working efficiency can drop, the interpersonal relationship also can therefore suffers injury. Obviously, the passive mood needs to give vent, but does not divide the situation, the object wilfully gives vent obviously is not good. Thereupon the people invent give vent to the ball, give vent to the room, give vent to the game and so on the safe mood to give vent to the way. Exactly said that, this kind has the choice harmlessly, gives vent may be called divulges, is alleviates the pressure, one of improvement mood effective methods.
Divulges although is effective, but is not solves the pressure and the mood question panacea. Similarly is in under the pressure situation, why do some people go hand to hand, some people are beset with difficulties? This indicated each person has the difference in the processing environment pressure and the withstanding setback aspect ability. Discovers the question from the source to be at, enhances a person's work and the life adaptiveness, may avoid very many nonessential pressures and the mood question. This is more positive effective alleviates the pressure the way. If after we only can simply and so on the pressure produce gives vent to it, then cannot ponder the pressure produces reason, also cannot solve on own initiative causes not the good mood the root question, likes in the Greek mythology to be the coolie on the god mountain the youth, each time after his untold hardships finally push up a big stone the summit, the stone can roll immediately falls to the mountain bottom, this kind of invalid work starts once again, forever without limits. Take the interpersonal relationship as an example, young Bai frequently has the contradiction when the work with the colleague, the mood is not good gives vent gives vent to, but second days go to work, the thorny question still suspends at the front. Afterwards he through the psychological consultation, had discovered own in associate the question with the person which in the process exists, thereupon adjusts to the other people the high expectation, and the practice enhances own communication skill, afterwards in the work could well the solution and colleague's communication and the cooperation question. The colleague related harmoniously, the mood was also good, he very few went to that family to give vent again.
Divulges regarding alleviates the pressure and the passive mood function quite is direct-viewing obviously, therefore generally is accepted by the person, but it is not the only effective method. In fact, may adopt the many kinds of stratification planes facing the pressure and the mood question should to the strategy, (pours out), the shift including the communication exchange, seeks help and solves the problem and so on. Take the shift as the example, the mood is melancholy when certainly is not only has divulges this Lu Ke to walk, but also some many other means may improve the mood, for instance the sports, the change environment, are engaged in make the person mood happy activity and so on, cannot let the negative event and the passive mood occupies the life the main space. If you live only have a melancholiest matter, then the melancholy mood is 100%; If has 10 different matters to be allowed to do, calculated has a half matter to cause the person to be melancholy, the melancholy mood also only has 50%. Therefore the manufacture and the experience joyful ability are deals with the pressure and the bad mood powerful weapon. Seeks the specialized help and tries to find solution to solve the realistic problem also is the effective way. In brief, cannot give vent takes the solution mood question the only outlet.
The academic society divulges
Xiao peak psychology consultation teacher
Healthy adaptiveness including two aspects: One, controls not suitable sentimental the expression, two is in the suitable time expression above sentiment.
Human's not good mood, must have "spits" the way and the place, was similar to the earthquake, the energy liberation, also was tranquil. Best can through release the small energy to decompose the big energy many times, otherwise saves too many, round then can be earthshaking.
Has a popular song to sing: "The life likes a group hemp", remembers very some truths. The life in the modern society's people, often deeply deeply puzzles by the life inherent worry and the time pressure. The interpersonal relationship contradiction, to future worrying, the studies enterprise pressure, emotion pestering and so on melancholily causes with the injury, angry, to be sad, to worry the resentment and so on not good mood, often heartlessly is gnawing people's mind, is hindering people's normal study, the life, the work. Since the mind is impossible is one 泓 forever the tranquil lake water, when turns wells up the muddy mighty waves, needs is correct unblocks and divulges.
What is correct divulges the way? Pours out, the movement, sings loudly, roars, the traveling, rips the paper, looked the cartoon, strikes the sandbag, plays the game... ... In brief, divulges the method has, is not certainly troublesome, is not certainly difficult to seek. But, suits when the establishment own not good mood divulges with the psychological adjustment concrete way, must pay attention to following several points:
Feasible Yi Xing. Is said divulges the way to have to suit you "the national condition", is easy to implement, does not need the specially complex condition. For instance has boss to meet when the life pressure or the setback is overweight, abandons all, goes to the theater to guard the threshing floor the movie. The movie great scene, the unconstrained fluctuation plot, let him put behind own small worried all of a sudden. But you if are the student, the current economic condition is not good, you choose looked the movie the way possibly is not convenient, is not realistic. You must find to you said the implementation simple way, for instance the climb up far looks, finds the friend to pour out possibly quite is appropriate.
Does not have the side effect. Very many females meet worriedly, likes with fiercely eating the thing the way to carry on the self- adjustment, the result more eats fat. But along with build embarrassed, own even more regretted, also worry, thereupon started fiercely to eat, has formed the vicious circle. When also some people, in heart not happy, likes with flushing the person to get angery, to smoke excessive drinking, the autonomy from is oppressive and so on not the good way to express. These ways not only cannot truely effectively eliminate not the good mood, but also can to own healthy in mind and body, with other people's relations, own real life and the future can have "the poisonous side effect".
In when its solid had not the quick matter, after for instance receives the leadership criticism, may greatly give vent to on a paper, writes its "the smell of gunpowder to be full, the revenge vigor flushes the day" all not to hiner, so long as be not discovered the line.
Not only. Some people as soon as have worried, only can find the friend to relate. Although each time related after, own have been happy, but others not necessarily always have spatially? Like this once lost poured out the object, own also did not have other to divulge the way, was worried then for a very long time cannot eliminate. Therefore the psychological adjustment way cannot too be unitary, too relies on a Yu fixed object. If pours out to you is specially effective, then you should have wide acquaintance the friend, many helps the other people. Like this when mood not good, then cannot only have to pour out the object but not to have other choices, this calls the East not the bright west to be bright.
Evil spirit mirror test: How after suffers setbacks you to be able to give vent?
A supposition beautiful woman stands nearby the street and so on the person, actually has a man all around to pace back and forth in her for a long time, you thought which kind of appearance this man can be below?
A. Some six myo- are healthy very male
B। Walks refined route demeanour
C। 其貌不扬 wisdom male



D. Contour dreadful strange uncle
Chooses A person: When you come under the attack, gives vent to the road is the most expensive way. You can choose spend buy all the way, the as if regardless of all consequences blood spells, may let the brain mentality which you puzzles, also can with be unobstructed. All cheap and expensive goods, you all catch the whole lot in a dragnet, should buy and should not buy also all together buys back the family, temporarily with the pressure said breaks off a relationship.
Chooses B person: You suffers setbacks which in the reality, is wants to obtain other ways the pleasant sensation, shifts you to frustrate the feeling, reconstructs the self-confidence once again. This plants the heavy medicine the way, said to you specially effectively. For example discussed again a love, conquers the desire with the love in, perhaps is held by the spouse in 手掌心 spoils the feeling, originally makes up you to lose the psychology, before forgot meets with defeat.
Chooses C person: In you felt suffered setbacks at that time, gave vent to the way quite strangely, you were not alone a person, was stuffy is not speaking, lets the observer innermost feelings feel restless, was makes the special behavior which departed from the classics and, like operated the ultra express train or borrows the liquor to install insanely, has the matter which a night of sentiment and so on usually could not go does. Borrows is making these not to gather the common sense the action, frightens a ticket originally to know you the person, you can find the liberation pressure the exportation.
Chooses D person: Your innermost feelings security sense seriously lacks, the self-confidence is also insufficient. When bumps into the setback, you even more are afraid alone a person to face, always thought some people accompany. If nobody accompanies, you want to ask the person to chat, in chats in the Eight Diagrams to shift your anxious mood. Really does not have when the backing army reenforces, you use the way which fiercely eats fiercely drinks, the packing void stomach department also to comfort the head which indulges in flights of fancy.
This publication viewpoint:
Gives vent to the ball as well as a series of enters the political arena gives vent to the stage prop, lets me remember this publication had done "the baby" topic. Former is melancholy gives vent the pressure in public, latter hides in the hidden place, the two has the equally good results from different methods place, but all belongs to the newly emerging things which is fleeting. It stimulates, freshly, is amusing, the fashion may attract part of young people, the university student, goes to work the eyeball, but it really can release our pressure, relax us because the work life load brings tense and the restless mood? Waits for the discussion.
In the interview, some have the life to review in succession, the innermost feelings relative stabler mature public figure indicated, when they faced with pressure, slightly pours with 35 good friends chats perhaps looks for a teahouse to adore the long talk, gentle lives simply in one kind in the exchange atmosphere, is anxious and the exhausted feeling can obtain effectively alleviates. Sometimes, the good friend supplies ideas perhaps several periods clear languages can let you be filled with wisdom, hinders own bottleneck instant to vanish into thin air. Obviously, pours out with the person may obtain the effective mood to comb.
Also some participants indicated, when is near in front of the huge pressure, might as well chooses some movements, for example climbs a mountain, jogs, jumps holds, the swimming and so on. Temporarily puts behind in the large scale movement exhaustedly, and so on had body perspiration, felt the god clears vision clearly time, the solution difficult problem plan has not met however to the chest. Accidental pleasantly surprised is, you can know the friend which has the personal status to load on the way you the brain trust, waited for some day friendship is mature, the resources sharing advantage bows the head may ascend. Or might as well chooses the music which listens to you to like, the classics well is also popular, R&B, the opera, the folk song, all by own like taking responsibility. This is the life in elsewhere, trades one kind of angle to ponder, the question sometimes also can be easily solved.
Remembered television station's once to interview worked as the red star, she said how she always didn't want to solve the problem, met when the question that was being stuffy, and so on which has one day turned head, suddenly discovered that original manuscript was called as "the question" the question no longer is already existed. This does not lose is road of the one kind of solution. Sometimes can suddenly not be able to find a need like us the thing, obviously remembered it puts on some place, was cannot look. Do not be irritable, first looks for an its substitute to cope with. When you do not need it, perhaps forgets it that one day, it does not have Tibet to wait for you in some place, accidental is pleasantly surprised for you. This visible is one kind of life wisdom. I try many times, unexpectedly all to withstand the time test. Several kinds divulge the pressure way everybody might as well as soon as to try.