Insures for the treasure in, is the present many mothers'urgent matters. But, looks the clue numerous and diverse safedocument, listened to clerk's incessant explanation, the sensibleperson also to give does muddled.
Lets us invite a mother - XX, is walking with her, how has a look herbuys the insurance for the treasure.
XX first accessed the net searched one "the insurance company", wantedto make a general understanding, which insurance company had? Whichchildren danger has to plant? Looked at the half of the day, fell inpile of specialized terms, the terminology, or let the expert speakthe child insurance the survey -
As for young father and mother that, little darling's arrivalhas brought the inexhaustible joy for entire family, butsimultaneously also brought the very tremendous pressure, baby'shealth, the education and so on many questions followed on somebody'sheels. "On has old, gets down has small", meanwhile possibly facesbuys aspect the and so on room, charge disbursement, deals with thisaspects the pressure frequently to appear has too many problems totackle. In this kind of situation, purchases some appropriateinsurances for the little darling, lets these insurances escort theescort to the baby, safeguards him joyfully healthily to grow, whenfalling ill can obtain a better treatment and the safeguard, whenreceives educates may enjoy to the corresponding education insurancemoney, lets this family safely happily vanguard, causes you truly tofeel the manner parents' joy.
The safe information - baby insures knows how many
Is born this moment from the baby, father and mother will beallowed to prepare for theirs future, said regarding the majorityperson, the insurance has become one main method, will provide for arainy day. Various insurance company also designed has been richlycolorful meets the different stage child's needs in view of children'ssafe project, moreover at present insures in the market the majorityof dangers to plant to insured's age lowly limits in 0 years old(generally needs to be born full 1 month-long baby), was allowed tosay has relieved guardian's extra worries from the basis. Looked fromthe present our country safe market that, approximately may divideinto three big kinds: The life insurance, the health insurance and theaccident accident insurance, in these kind of insurances all hasspecially aims at the child to design -
1. Health insurance
The baby protects oneself in the babies and infants time torealize badly, the physique also can weakly to the big some children,need father and mother the meticulous concern and the sufficientsafeguard, the health insurance may effectively alleviate father andmother's extra worries in this aspect, 11,000 children unfortunatelycatch an illness, may obtain insurance money, on the one hand mayreduce the family the economical burden, on the other hand may causethe child to enjoy to the better medical service, restores the healthas soon as possible, simultaneously rebrings joyful and is happy. Verymany investigations all demonstrated present father and motherespecially pay attention to baby's health insurance.
2. Life insurance
Baby's education to father and mother said is a very importantinvestment, therefore in the safe market "the children educationmarriage reserve fund is safe" is a comparison the danger whichwelcome is planted, this kind of insurance mainly aims at baby'seducation and gets married and begins a career sets up, so long aspays the corresponding insurance premium, may guarantee grows thedifferent stage in the baby to receive the primary education gold, thesecondary education gold, the college education gold and the marriageeducates the gold. At present father and mother spend in the baby toeducate on the expense unceasingly to rise, have selectively purchasethis kind of danger to plant may reduce the economical pressure in thecertain degree.
Insures the market in the children, but also some kind of veryimportant danger plants - is satisfactory to both sides the insurance,in takes out insurance in the time, if the insured occursunfortunately died, may obtain the corresponding death insurancemoney, if the insured survives to the insurance expires, may obtainthe corresponding survival insurance money, therefore is called issatisfactory to both sides the insurance.
Moreover, our common old-age insurance and the insurance for life allare a life insurance, also may take out insurance in the childrenstage.
3. Accident accident insurance
The baby protects oneself in the babies and infants stage torealize quite badly, the basic total dependence to father and mother'sattendance and the protection, after takes out insurance this kind ofinsurance to be allowed to cause the baby once to have the accidentinjury event to obtain the certain economy to compensate. Father andmother may use judgement for the baby to purchase this kind of dangerto plant, but purchases this kind of insurance certainly not to meanmay henceforth Don't worry baby's security problem, it only is has theaccident after the baby, may obtain the certain economicalcompensation.
At present, each big insurance company all specially aimed at thechild to design many provisions: Has the country long-lived childrenperson with outstanding ability which the Chinese life insurancecompany promotes to insure, the country long-lived children issatisfactory to both sides the insurance, the tranquillity star ofcentury is satisfactory to both sides the insurance, the ally goldencolor time passage is satisfactory to both sides the insurance, thesafe century star light children are satisfactory to both sides theinsurance, peaceful bright future children insurance and so on. Theseinsurances all have own characteristic and the emphasis point, fatherand mother may and need to choose the most suitable insuranceaccording to own economic capacity. The concrete content may landvarious insurance company website perhaps makes the customer servicephone call to carry on the inquiry, seeks suits oneself baby's dangerto plant.
Mother manner - child insurance on-line investigation
"Mother Treasure" the magazine and Sina kiss the child centerunion hold "the child insurance investigation" the resultdemonstration -
1. The majority mother knows something about to the childinsurance, mostly is through insures the agent to understand;
2. Some 93% participation investigation mother already purchased orthe plan buys the insurance to the baby, obviously the mothers allalready realized to the safe vital function;
Middle, plants in the main danger, the mothers mostly favour to thehealthy danger, gives baby's health growth more than 1 guarantees isthe mother strongest wish after all.
2007年12月3日星期一
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