Why takes out insurance the life insurance

In the multitudinous safe variety, the life insurance became inrecent years popularly. Each insurance company for adapts this newsituation, promotes the new person, the person life insurance inabundance plants, in the past insurance most only several ten thousandYuan, now in order to satisfy the people to the high risk safeguarddemand, the market promoted the insured value to reach as high asabove 500,000 Yuan, even 1 million Yuan new dangers planted, thus had诱惑力.The life insurance comes into demand first is under the new situationthe social security need. Planned economy age, the people all are theend secured job, retired the unit monthly to give the retirementpension, until died, may not say the extra worries. Nowadays thesecured job is gradually broken; Even if in the state-operated unitretirement, the retirement pension very is also difficult to guaranteeon time the full amount provides. The country is establishing thesocial security system, but is impossible to reach one's goalinstantly, or early for oneself planned is the best plan.Next, also is the health and the infirmary must. The traditionalpublic health services malpractice has become people's mutualrecognition, sooner or later must reform, in fact now already wasnominal, in many manpower accumulated on hundred over a thousand Yuanreceipts to be unable to reimburse, each month couldreimburse 100 Yuan medical expenses to the staff the units to make onenot envy already, in case previous needed the factor thousand Yuan,the up to ten thousand Yuan diseases, simply was cannot findway out. Spends the large amount big sickness in particular, owncannot put out, the unit does not report, its outlet only has looksfor the insurance.Finally, the people gradually understood. Takes out insurance on theone hand is one kind of expense, more importantly its investmentsignificance, usually turns in a change, how many year later will beallowed to draw money in every month or to obtain a sum of greatmoney. Some people said that, in the our country true significancelong-term investment, only has the real estate, the stock market andthe life insurance these three kinds. Compares, stipulated accordingto the People's Bank of China, the life insurance interest rate levelmust 7% -9% (present life insurance market be many in the yearcompound interest about 8.5%), therefore the life insurance is onekind quite safe, the safe long-term investment way.