The family property insurance took the property insurance one kind, is develops in the fire insurance foundation comes.
The modern fire insurance system origins from England. On September 2, 1666, the English London imperial family bakery drying furnace heat, has initiated fire, the fire has continued five days, the London 80% has been approximately destroyed, more than 200,000 people homeless, property damage above 10 million pounds. Is precisely this especially big fire, makes the people profoundly to realize to the fire insurance importance. Second year dentist Nicolay Pakistan loose (Nicholas Barbon) individual sole ownership set up specially to insure the fire insurance the business office, as a result of service
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The development, in 1680 Pakistan loose pooled capital with other 3 people to gather capital 40,000 pounds, has set up the fire insurance company, charged the insurance premium according to the house rent and the textural classification, this method was the modern fire insurance differential rate origin, dentist Nicolay? Pakistan loose (Nicholas Barbon) is explained is "father of the modern insurance".
In 1710 invented the Charlie gentleman which the fire extinguisher was well-known The wave article (Charles Povey) establishes the London insurer insurance company (Company of London Insurers), latter changes name as the sun fire insurance company (Sun-Fire Office), starts to insure outside the real estate the movable property fire insurance, it was "the most ancient insurance company which in the world up to now still existed".
Along with the insurance industry development, the accumulation which the insurer experiences, the insurance contract content and the premium rate computation consummates day by day, has formed today this kind of safe responsibility complete, was suitable the demand to be widespread, has the synthesis safeguard the family property insurance safeguard system.
2007年12月3日星期一
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